{"id":1887,"date":"2021-11-12T11:55:36","date_gmt":"2021-11-12T08:55:36","guid":{"rendered":"http:\/\/www.ahmetcemaliadir.com\/tr\/?p=1887"},"modified":"2021-11-12T11:55:38","modified_gmt":"2021-11-12T08:55:38","slug":"cek-senet-kambiyo-evraki-ve-aval","status":"publish","type":"post","link":"http:\/\/www.ahmetcemaliadir.com\/tr\/2021\/11\/12\/cek-senet-kambiyo-evraki-ve-aval\/","title":{"rendered":"\u00c7ek Senet Kambiyo Evrak\u0131 ve Aval"},"content":{"rendered":"\n

\u00c7EK SENET VE KAMB\u0130YO EVRAKI<\/strong><\/p>\n\n\n\n

Bilindi\u011fi gibi T\u00fcrk Ticaret kanunu, 3167 say\u0131l\u0131 \u00c7ek kanunu ve Bor\u00e7lar kanununda son d\u00f6nemlerde esasl\u0131 de\u011fi\u015fiklikler yap\u0131lm\u0131\u015f olup bu de\u011fi\u015fiklikler neticesinde ticaret erbab\u0131n\u0131n faaliyetlerinde daha dikkatli davranmas\u0131 zorunlu hale gelmi\u015ftir.
KAMB\u0130YO EVRAKI<\/strong>
T\u00fcrk Ticaret Kanunu a\u00e7\u0131s\u0131ndan Kambiyo evraklar\u0131 \u00fc\u00e7 k\u0131sma ayr\u0131l\u0131r.
a. Bono
b. \u00c7ek
c. Poli\u00e7e<\/p>\n\n\n\n

BONO<\/strong><\/p>\n\n\n\n

A: BONO<\/strong>
Bono : (Emre muharrer) ikili bir ili\u015fkiyi g\u00f6sterir.
Bono ile, bor\u00e7lu senet lehdar\u0131na senette g\u00f6sterilen alaca\u011f\u0131 vadesinde \u00f6demeyi kabul ve taahh\u00fct eder.
Uygulamada, bono, poli\u00e7eden daha yayg\u0131n bir \u015fekilde kullan\u0131lmaktad\u0131r. T\u00fcrk ticaret kanunun MADDE
776 d\u00fczenlenmi\u015ftir.
Madde 776 \u2013 (1) Bono veya emre yaz\u0131l\u0131 senet;
a) Senet metninde \u201cbono\u201d veya \u201cemre yaz\u0131l\u0131 senet\u201d kelimesini ve senet T\u00fcrk\u00e7e\u2019den ba\u015fka bir dille yaz\u0131lm\u0131\u015fsa, o dilde bono veya emre yaz\u0131l\u0131 senet kar\u015f\u0131l\u0131\u011f\u0131 olarak kullan\u0131lan kelimeyi,
b) Kay\u0131ts\u0131z ve \u015farts\u0131z belirli bir bedeli \u00f6demek vaadini,
c) Vadeyi,
d) \u00d6deme yerini,
e) Kime veya kimin emrine \u00f6denecek ise onun ad\u0131n\u0131,
f) D\u00fczenlenme tarihini ve yerini,
g) D\u00fczenleyenin imzas\u0131n\u0131, i\u00e7erir.
Yukar\u0131da yaz\u0131l\u0131 unsurlar\u0131n bulunmas\u0131 esasl\u0131 unsur olup yaz\u0131lmas\u0131 zorunludur.
Bonoda \u015eekil \u015eartlar\u0131<\/p>\n\n\n\n

  1. \u201cBono\u201d veya \u201cEmre Muharrer Senet\u201d ibaresi<\/li>
  2. Belli bir bedelin kay\u0131ts\u0131z \u015farts\u0131z \u00f6denmesi vaadi<\/li>
  3. Vade<\/li>
  4. \u00d6deme yeri<\/li>
  5. Kime ve kimin emrine \u00f6denecekse onun ad\u0131- soyad\u0131<\/li>
  6. Ke\u015fide g\u00fcn\u00fc ve yeri<\/li>
  7. Ke\u015fidecinin imzas\u0131<\/li><\/ol>\n\n\n\n

    \u00c7EK<\/strong><\/p>\n\n\n\n

    \u00c7ekte \u00fc\u00e7l\u00fc bir ili\u015fki vard\u0131r. \u00c7eki \u00e7eken (ke\u015fideci) muhataba (banka) senette yaz\u0131l\u0131 bedelin ismen g\u00f6sterilmesi zorunlu bulunmayan bir ki\u015fiye \u00f6denmesini emreder.
    \u00c7EKTE \u015eEK\u0130L \u015eARTLARI<\/strong><\/p>\n\n\n\n

    1. \u00c7ek kelimesi<\/li>
    2. Belli bir bedelin kay\u0131ts\u0131z \u015farts\u0131z \u00f6denmesi vaadi<\/li>
    3. \u00d6deyecek kimsenin ad\u0131 ve soyad\u0131<\/li>
    4. \u00d6deme yeri<\/li>
    5. Ke\u015fide g\u00fcn\u00fc ve yeri<\/li>
    6. Ke\u015fidecinin imzas\u0131<\/li><\/ol>\n\n\n\n

      AVAL NED\u0130R?<\/strong><\/p>\n\n\n\n

      Aval bir t\u00fcr kambiyo taahh\u00fcd\u00fcd\u00fcr. TTK m. 612\/I gere\u011fince \u00e7ekte bedelin \u00f6denmesi aval suretiyle tamamen veya k\u0131smen temin olunabilir. Aval veren ki\u015fi (Avalist) att\u0131\u011f\u0131 imza ile kambiyo ili\u015fkisine dahil olur.
      Emre yaz\u0131l\u0131 bir \u00e7ekin \u00f6n y\u00fcz\u00fcnde, d\u00fczenleyen ki\u015fi d\u0131\u015f\u0131ndaki her imza aval h\u00fckm\u00fcndedir. \u0130mza sahipleri, \u00e7ek bedelinden dolay\u0131 m\u00fcteselsilen sorumlu olurlar.<\/p>\n\n\n\n

      AVAL NASIL VER\u0130L\u0130R?<\/strong><\/p>\n\n\n\n

      Aval, \u00e7ek \u00fczerine ya da alonj \u00fczerine yaz\u0131l\u0131r. Aval i\u00e7indir, Avalimdir veya benzeri ibareler yaz\u0131larak aval veren taraf\u0131ndan imzalan\u0131r.
      \u00c7ekin \u00f6ny\u00fcz\u00fcne ke\u015fideci d\u0131\u015f\u0131ndakiler taraf\u0131ndanat\u0131lan her imza aval say\u0131l\u0131r, ayr\u0131ca avalistin adresini yazmas\u0131na gerek yoktur. \u00c7ek ke\u015fidecisi lehine birden fazla kimse aval verebilir.
      Aval verilirken kay\u0131t ve \u015fart yaz\u0131lamaz ancak borcun bir k\u0131sm\u0131ndan sorumlu olunaca\u011f\u0131 \u015fart ko\u015fulabilir.
      \u00c7ek Tipleri
      a) Tacir \u00e7eklerinde zemini lacivert olan\u00e7er\u00e7eve i\u00e7erisinde beyaz renkte ve b\u00fcy\u00fck harflerle \u201cTAC\u0130R\u201d ibaresi yer al\u0131r.
      b) Hamiline d\u00fczenlenen tacir \u00e7eklerinde zemini k\u0131rm\u0131z\u0131 olan \u00e7er\u00e7eve i\u00e7erisinde beyaz renkte ve b\u00fcy\u00fck harflerle, Hamiline ifadesi ikinci sat\u0131rda olmak \u00fczere, \u201cTAC\u0130R HAM\u0130L\u0130NE\u201d ibaresi yer al\u0131r.
      c) Tacir olmayan ki\u015fi \u00e7eklerinde zemini ye\u015fil olan \u00e7er\u00e7eve i\u00e7erisinde beyaz renkte ve b\u00fcy\u00fck harflerle \u201cTAC\u0130R OLMAYAN\u201d ibaresi yer al\u0131r.
      d) Hamiline d\u00fczenlenen tacir olmayan ki\u015fi \u00e7eklerinde zemini kahverengi olan \u00e7er\u00e7eve i\u00e7erisinde beyaz renkte ve b\u00fcy\u00fck harflerle, Hamiline ifadesi ikinci sat\u0131rda olmak \u00fczere, \u201cTAC\u0130R OLMAYAN HAM\u0130L\u0130NE\u201d ibaresi yer al\u0131r.
      2009 y\u0131l\u0131ndan bu yana \u00e7\u0131kar\u0131lan yasal d\u00fczenlemelerle ileri ke\u015fide tarihi ta\u015f\u0131yan yani bir anlamda vade i\u00e7eren \u00e7eklerin \u00fczerinde yaz\u0131l\u0131 g\u00fcn\u00fcnden (vadesinden) \u00f6nce ibraz\u0131 yasaklanmaktad\u0131r. Eski d\u00fczenlemeye g\u00f6re 31\/12\/2011 tarihinde sona ermi\u015f olan ibraz yasa\u011f\u0131, bu yasa de\u011fi\u015fikli\u011fi ile 31\/12\/2017 tarihine kadar uzat\u0131lm\u0131\u015ft\u0131r.
      \u0130LER\u0130 KE\u015e\u0130DE TAR\u0130HL\u0130 \u00c7EKLER\u0130N \u0130BRAZI 31\/12\/2017 TAR\u0130H\u0130NE KADAR YASAKLANMI\u015eTIR.
      \u00c7EK\u0130N BASKI \u015eEKL\u0130NE \u201cBASIM TAR\u0130H\u0130\u201d EKLENM\u0130\u015eT\u0130R.
      BANKALARIN \u00c7EK BEDEL\u0130N\u0130N B\u0130R KISMINI HAM\u0130LE \u00d6DEMEK \u015eEKL\u0130NDEK\u0130 KANUN\u0130 SORUMLULUKLARI ARTTIRILMI\u015eTIR.
      BANKALARIN \u00c7EK BEDEL\u0130N\u0130N B\u0130R KISMINI HAM\u0130LE \u00d6DEMEK \u015eEKL\u0130NDEK\u0130 KANUN\u0130 SORUMLULUKLARI S\u00dcRE \u0130LE SINIRLANDIRILMI\u015eTIR.
      ZAMANA\u015eIMI 6 AYDAN \u00dc\u00c7 YILA \u00c7IKARILMI\u015eTIR.<\/p>\n\n\n\n

      KAR\u015eILIKSIZ \u00c7EK \u0130\u00c7\u0130N ADL\u0130 PARA CEZASI (\u00d6DENMEMES\u0130 HAL\u0130NDE HAP\u0130S CEZASI) YER\u0130NE \u0130DAR\u0130 YAPTIRIM D\u00dcZENLENM\u0130\u015eT\u0130R.<\/p>\n","protected":false},"excerpt":{"rendered":"

      \u00c7EK SENET VE KAMB\u0130YO EVRAKI Bilindi\u011fi gibi T\u00fcrk Ticaret kanunu, 3167 say\u0131l\u0131 \u00c7ek kanunu ve Bor\u00e7lar kanununda son d\u00f6nemlerde esasl\u0131 de\u011fi\u015fiklikler yap\u0131lm\u0131\u015f olup bu de\u011fi\u015fiklikler neticesinde ticaret erbab\u0131n\u0131n faaliyetlerinde daha dikkatli davranmas\u0131 zorunlu hale gelmi\u015ftir.KAMB\u0130YO EVRAKIT\u00fcrk Ticaret Kanunu a\u00e7\u0131s\u0131ndan Kambiyo evraklar\u0131 \u00fc\u00e7 k\u0131sma ayr\u0131l\u0131r.a. Bonob. \u00c7ekc. Poli\u00e7e BONO A: BONOBono : (Emre muharrer) ikili bir […]<\/p>\n","protected":false},"author":2,"featured_media":1888,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[35],"tags":[],"class_list":["post-1887","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finans"],"_links":{"self":[{"href":"http:\/\/www.ahmetcemaliadir.com\/tr\/wp-json\/wp\/v2\/posts\/1887","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.ahmetcemaliadir.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.ahmetcemaliadir.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.ahmetcemaliadir.com\/tr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/www.ahmetcemaliadir.com\/tr\/wp-json\/wp\/v2\/comments?post=1887"}],"version-history":[{"count":1,"href":"http:\/\/www.ahmetcemaliadir.com\/tr\/wp-json\/wp\/v2\/posts\/1887\/revisions"}],"predecessor-version":[{"id":1889,"href":"http:\/\/www.ahmetcemaliadir.com\/tr\/wp-json\/wp\/v2\/posts\/1887\/revisions\/1889"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.ahmetcemaliadir.com\/tr\/wp-json\/wp\/v2\/media\/1888"}],"wp:attachment":[{"href":"http:\/\/www.ahmetcemaliadir.com\/tr\/wp-json\/wp\/v2\/media?parent=1887"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.ahmetcemaliadir.com\/tr\/wp-json\/wp\/v2\/categories?post=1887"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.ahmetcemaliadir.com\/tr\/wp-json\/wp\/v2\/tags?post=1887"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}